Top 10 Fintech Platforms Offering DSA Partner Programs in India in 2026

India's lending market has developed a lot in recent years. Traditionally, becoming a loan agent usually required running to multiple bank branches, heavy paperwork, and limited lender connections.

But today, with the rise of fintech platforms, anyone with good networking and communication skills can start earning through digital financial services. One of the most popular ways people are doing this is through DSA Partner programs, where individuals help customers access loans, credit cards, and other financial products online while earning commissions in return.

If you are a Direct selling agent or are thinking of starting to work as a DSA, there are several platforms you can choose to work with. In this blog, we will talk about the top 10 fintech platforms offering DSA Partnerships in India in 2026. But, before that, let’s clear some basics.  

Who is a DSA Partner?

A DSA partner or Direct Selling Agent is an individual or corporate entity that earns commissions by referring loan applicants to banks, NBFCs, or fintech lenders.

In simple words, it's more like a financial matchmaker where you understand what your customer needs, guide them to the right product, submit their documents digitally, and track the application in real time.

Becoming a Direct Selling Agent (DSA) in India is quite simple. Most platforms only require basic eligibility criteria such as being 21 years or older, having a minimum educational qualification (10th or 12th pass), and submitting standard KYC documents.

Benefits of Joining a Fintech Platform For DSA Partnerships 

Joining a fintech platform to become a DSA offers several benefits, from zero investment to guided training and support. 

Here are a few of the key benefits:

• Zero or low investment to start 
• Flexible working hours
• Access to a wide range of financial products 
• In-house training and support 
• Scalable income based on performance

Now, let’s explore a few of the top fintech platforms offering Direct selling agent opportunities in India.  

Top 10 Fintech Platforms Offering DSA Partnerships in India

Here's a brief overview of the platforms you should consider to become a DSA partner in 2026:
 

Now, let’s explore these platforms in more detail.

1. InvestKraft Partner 

InvestKraft Partner Program is one of India’s leading partner platforms that offers access to 30+ financial services to sell, including personal loans, business loans, loan against property, instant loans, etc. Besides offering a centralised dashboard to track and manage your leads, it offers several other unique assistance to you as a DSA partner, such as:

• Free business website & personalised QR code
• Ready-to-use promotional & marketing resources
• Dedicated IK Partner App with relationship manager support
• Competitive commissions with timely payouts

Registering with InvestKraft is user-friendly, and the process hardly takes a few minutes. Over time, many people have used the InvestKraft Partner App or platform to build consistent earning opportunities and expand their financial services network.

Read: Real Success Stories: How Ordinary People Earn up to 1 Lakh/Month with InvestKraft

2. Ruloans 

Ruloans has been one of India's most trusted loan distribution networks for over a decade. With a lender base of 250+ banks and NBFCs, it gives access to a wide variety of loan products and a strong approval network for different customer profiles. You can become a DSA by registering with them on the dedicated DSA registration portal or through the Ruconnect App. 

The Ruloans offer the following unique prepositions:

• 250+ lender partnerships across banks and NBFCs
• Personal Loans, Home Loans, Business Loans
• Dedicated partner portal and mobile app 
• Serving clients in 4000+ cities 

3. Werize 

Werize offers DSA partnerships across a wide range of financial products like salaried personal loans, business loans, and loans against property. It has a clean digital workflow that makes the DSA registration online procedure a seamless experience. Werize gives its partners complete ownership of their customer networks, as the platform does not sell directly to customers. It also operates a WeRize Partner App for its agents and DSA partners.

Werize offers:

• Personalised website and QR code 
• App in 5 different languages 
• Weekly payments (4 times a month)
• Industry-leading commissions 

4. Paisabazaar 

Paisabazaar is one of the most recognised digital platforms for financial products and solutions. It offers DSA partner opportunities through its Paisabazaar affiliate portal or PB Connect app on Google Play. It gives Direct selling agents the advantage of working with a brand millions of borrowers already know and trust. 

It gives:

• Access to a large, high-intent borrower base
• Broad Product line: Business Loans, Personal Loans. Loan against Property, Gold Loan, Credit Cards
• Quick Payouts and 100% digital process
• Strong brand credibility 
• Wide lender network- PSUs, Private banks, NBFCs and HFCs (Housing Finance Companies)  

5. BankSathi 

BankSathi is also an app-based platform with a 4 million customer base and 60+ total products. You can register as a partner through the website or through the mobile application BankSathi to sell financial products like Credit cards, personal loans, business loans, Vehicle loans, Mutual funds, etc. 

The Banksathi platform offers:

• Weekly commission payouts - no month-end waiting
• AI-based eligibility check matches customers to lenders instantly
• One partner code covers Personal Loans, Home Loans, Business Loans, Education Loans, and Credit Cards
• 100% paperless onboarding with instant KYC verification
• Earn secondary commissions by referring other agents

6. Andromeda Loans 

Serving more than 15,00,000 satisfied customers, Andromeda Loans is one of the largest loan distributors in India, with a presence in over 1500 cities and with 25000+ existing partners. You can start the registration directly on their official website or their dedicated app named OneAndro that reportedly has 20,000+ monthly active users. 

Built exclusively for B2B partners such as loan agents, DSAs, ex-bankers, wealth advisors, insurance agents, and chartered accountants, the platform and its App help simplify the complexities of a loan distribution career or business. 

It offers Direct Selling Agents:

• Seamless access to PAN India lenders, including nationalised and private banks 
• On-the-job training modules for the partners 
• Tie-ups with 180+ financial institutions 

7. Lendingkart 

Lendingkart is an RBI-registered non-banking financial company focused on small business loans and working capital finance, ideal for partners with an MSME or self-employed customer base.  For DSA / Channel Partners, Lendingkart has a dedicated XLR8 Partner Dashboard on its website where the DSA loan agents can track and manage their leads. 

The platform offers:

• 2.5% commission on disbursed loan amount, with same-day payouts on eligible loans.
• Access to the partner dashboard for document uploads, application creation, and real-time tracking
• No heavy investment or degree required to join
   

8. FlexiLoans 

Flexi Loans is a digital lending platform focused on fast, collateral-free MSME and business loans. Its partner program welcomes DSAs, financial advisors offering a fully paperless journey from onboarding to disbursal with zero registration fees. You can register by filling out a form on their website, and the team gets back to you within 24 hours to guide you through KYC and onboarding. 

FlexiLoans offers:

• Collateral-free business loans from ₹1 Lakh to ₹50 Lakhs
• 100% digital journey with approvals within 48–72 hours
• PAN-India coverage across 19,000+ pin codes
• Dedicated relationship manager support
• Monthly payouts with attractive commissions

9. My  Mudra 

MyMudra is a fintech platform that gives a wide range of professionals, from LIC agents and CAs to mutual fund distributors and first-time DSA partners, an opportunity to join its loan distribution network. The registration is free and can be completed shortly through their registration portal available on the website. With zero upfront investment required, it is accessible for anyone looking to start a DSA business without financial risk.

• Zero investment to join, no registration or setup fee
• Open to individuals, proprietorships, and private limited companies 
• Products include Business & MSME Loans, Micro-enterprise loans, Personal & Home loans, Vehicle and Specialised Loans
• Dedicated partner portal for lead and application management
   

10. Urban Money 

Urban Money is a growing fintech platform known for its expertise in home loans and mortgage solutions. It offers DSA partnership opportunities across multiple financial products with a smooth digital process. You can start the journey by visiting their official “Become a Partner” page and registering to get the link to their app, named Urban Money Partner App.

Urban Money offers:

• Home Loans, Personal Loans, Loan against Property, Education Loans, Business Loans, Gold Loans and Credit Cards
• Access to multiple banks and NBFCs
• Simple digital onboarding and application tracking
• Dedicated support for partners
• Performance-based earning opportunities

Key Factors to Compare Before Choosing a DSA Platform

Since there are many other platforms available as well, it's important to consider a few key things before you move further in the DSA partner registration procedure. 

1. Commission Structure

Whether you are an individual or corporate DSA in India, one foremost things that matters is the commission structure. Commission rates for home loans typically range from 0.25% to 0.50% of the loan amount, while personal loans can go higher depending on the lender. A key thing to note here is that choose a platform that offers transparent, upfront commission rates and doesn't have hidden deductions.

2. Product Range

Different platforms offer a different product range, including home loans, personal loans, business loans, car loans, credit cards, and more. Any platform that offers a broad range of products gives you more opportunities to serve different customer needs. Therefore, it's important to check the product range offered, aligning with your requirements.

3. Onboarding Process

How quickly can you get started? What is the complete onboarding process? What are the requirements? Know all these things beforehand for a smooth transition. Some platforms complete DSA registration online within 24-48 hours, while others may take 2 -5 days, depending on the different lenders. 
 

4. Payout Speed

After a loan is disbursed, how soon do you get paid? Platforms that process payouts within 7–15 days are considered fast. Some platforms pay every month, while some platforms pay every week. Look for the payout time as per your requirements. 

5. Training & Support

If you're new to DSA partnership, look for platforms that provide training materials, product guides, and a dedicated relationship manager. Good support can make a big difference, especially in the first few months.

6. Technology & Dashboard Access

A clean, easy-to-use dashboard where you can track leads, check application status, and monitor earnings is essential. The best platforms also have mobile apps so you can manage your business easily.

How to register as a DSA partner?

There is a step-by-step process to register as a DSA Partner. The registration process might differ slightly depending on the different platforms, but a general registration process is as follows:

Step-1: Choose a lender or platform

The first step is to choose a lender or platform. To work as a DSA partner, you can choose a bank, a non-banking financial company (NBFC), or a fintech platform (such as InvestKraft, Ruloans, Paisabazaar, etc.).

Step-2: Fill in the basic details

Next, you will have to visit the registration page of your chosen platform (e.g., InvestKraft Partner) and will have to fill out the form available with your basic details like name, mobile number, city, etc.  

Step-3: Complete KYC Verification 

Once you have submitted the form with your basic details, the next step is to complete KYC verification. This generally requires uploading government-recognised identification and address proofs. 

The important documents required for DSA registration are as follows:

• Identity Proof such as PAN Card, Adhaar Card, Voter ID, or Passport 
• Address Proof such as Utility bill, Passport, or Driving License 
• Bank statement of the last 3 months or ITR if any 
• Any business documents, if applicable 

Step-4: Sign the Agreement 

Once your documents are verified, your partner platform sends you a DSA agreement. You shall read the contract carefully, all terms and conditions, and the agreement clauses properly. Review the contract, sign it digitally, and get your unique DSA agent code. 

Step-5: Access your Dashboard 

Once you complete the onboarding process, it might take a few hours or days to get your dashboard activated. Use your dashboard to generate, track, and manage your leads efficiently. 

How Much Can You Earn Through DSA Partnerships?

Honestly, it depends on how much effort you put in, the products you focus on, and the quality of your customer base. Still, a general estimated range for informative purposes is as follows:

• Personal loans: Commission typically ranges from 0.5% to 2% of the disbursed loan amount
• Home loans: Usually 0.15% to 0.50%
• Business loans: Around 1% to 2.5%, depending on the lender and loan size
• Credit cards: A fixed payout per approved card

Summary 

There's no single 'best' platform for everyone - the right choice depends on your background, customer base, and goals. If you work with individuals or small business owners, Lendingkart or InvestKraft Partner might be the best option. If you focus on home buyers, Andromeda or Ruloans may serve you better.

What matters most is picking one platform, learning it well, building your growth, and then expanding with more products or platforms. Once you understand how the DSA business works and how to generate quality leads, your earnings will grow with time.

Disclaimer: The information provided in the blog is for informational and educational purposes only. While every effort has been made to provide accurate and updated information, the details may vary as per different sources. You are advised to consult qualified professionals before making any decision.

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