What are the eligibility requirements to become a POSP in India?

To become a POSP, you must: Be at least 18 years old; Have completed Class 10th (Matriculation); Submit valid KYC documents (Aadhaar, PAN, bank account); Complete the online POSP training and certification.

What types of insurance products can a POSP sell?

A POSP can sell: Health Insurance; Motor Insurance (Car & Bike); Life Insurance (Term Plans); Travel Insurance; Personal Accident Insurance.

What is the difference between a POSP and a licensed insurance agent?

The following are the differences between a POSP and a licensed insurance agent: POSP: Can sell selected basic insurance products with quick online certification. Insurance Agent: Licensed to sell a wider range of insurance products, requires more training and exams. POSP is easier, faster, and requires no major investment.

How can I become a successful POSP in India?

The following are the most important tips to become a successful POSP: Build trust with clients; Learn and explain insurance products clearly; Use InvestKraft’s digital tools and training; Stay updated with new policies; Focus on customer service and referrals.

Why choose InvestKraft to become a POSP?

The following are the reasons to choose InvestKraft to become a POSP: Quick certification and registration; Multiple insurance products to sell; End-to-end support for beginners; Flexible work and unlimited earning potential.

Start Your Career as a POSP Insurance Agent with InvestKraft

What is a POSP?

A POSP (Point of Sales Person) is an insurance intermediary who can sell simple, pre-approved insurance products and policies like motor, health, life, and travel policies. Unlike traditional insurance agents who can usually represent only one insurer per category, a POSP can work across multiple insurers and earn a commission on each successful policy issued.

As a result, more people across India are actively choosing POSP as a flexible, low-barrier career option in the insurance industry, and InvestKraft is just making that more accessible. As a POSP with InvestKraft, you get the right training, tools, and support to turn this opportunity into a full-time career or a side income source.

Did you know?

According to the IRDAI Annual Reports for FY 2020-21 and FY 2024-25, the number of POSPs has grown over 3x in just 4 years from approximately 8.28 lakh in March 2021 to 27.18 lakh as of March 2025.

Why Become a POSP with InvestKraft?

Here's what makes your POSP career different with InvestKraft.

Start with Zero Investment

No money needed to become a POSP with InvestKraft. Join us for free and earn commission on each successful sale.

Work as per your schedule

InvestKraft doesn't fix your hours; you decide when, where, and how much to work.

On-Time Commission Payouts

You do not need to chase for your money. InvestKraft ensures your commission reaches you always on time.

Sell Multiple Products

You can sell Health, Life, Motor, Travel, and more insurance products all under a single platform.

Quick & Easy Certification

Get certified as a POSP in just a few days with simplified training and online assessment.

Dedicated Support

Stuck on a product or claim query? We help you sort it out on time.

Apply Now

POSP Vs Full-Time Job Vs Other Side Income opportunities

See what each career option offers to you.

Particulars	POSP Insurance Agent	Full-Time Job	Other Side Income Opportunities
Investment Needed	Zero investment to begin	Generally, no investment is needed	Dedicated tools may be required
Working Hours	Flexible working hours	Fixed by the employer	Flexible (Rarely Fixed)
Income Consistency	Performance-based Income	Fixed Monthly salary	Project-based payouts
Earning Potential	Unlimited as its commission-based	Limited by the salary structure	Depends on demand and clients
Qualification Needed	10th or 12th pass and POSP Certificate	Specialised Degree or Related experience	Depends entirely on the skills
Age Limit	None, work as long as you want	Fixed retirement age	None, but sustainability varies
Best Suited For	Anyone looking for flexible income options	An individual looking for a fixed & stable Income	Anyone with a marketable skill

Note: The above difference is only an indicative comparison. Real outcomes depend on factors like your effort, consistency, and the career path you are choosing.

Be your own Boss with POSP

Who Can Become a POSP Agent?

From full-time professionals to retirees, POSP is for everyone.

Business Owners

Offer insurance to your customers and earn an additional income.

Students

Build a skill and earn while you are still studying.

Homemakers

No need to choose between your family and career.

Self-employed Individuals

Add an additional source of income to your earnings.

Financial Advisors

Add insurance to your advisory services and earn commissions.

Retired Individuals

Work as an insurance POSP and convert your free time into a steady income

Real Estate Agents

Help your clients protect their assets and earn additional income.

Loan/ DSA Agents

Add insurance with your loan offerings and earn steady commissions.

Start your POSP Journey Today

How to become a POSP with InvestKraft?

To become a POSP with InvestKraft, you just need to follow a few simple steps.

Download the App

Download the “InvestKraft App” from the Google Play Store.

Complete your KYC Verification

Upload your PAN Card, Adhaar Card for KYC Verification as specified.

Finish your IRDAI-approved training

Complete the self-paced online training covering the basics of Insurance.

Clear the certification exam

Appear for the simple multiple-choice questions online assessment.

Get certified & start selling:

After clearing the online assessment, you're officially a POSP and can start selling insurance.

Apply now

See What Our Customers Say About Us!

Rajesh Verma

Investkraft has provided excellent service throughout. Mr. Jaswender is highly responsive and supportive. I am completely satisfied and would highly recommend Investkraft.

Sharad Mishra

Joining Investkraft has been a great experience. Their team is transparent, professional, and highly supportive. My Relationship Manager, Manvi, ensured a smooth process, and I highly recommend Investkraft's services.

Shakti Singh

Rajasthan

Working with Investkraft has been a great experience. Akanksha and the entire team provide prompt support, quick lead processing, and timely payouts. I am very satisfied and highly recommend Investkraft.

Vivek Kansal

My experience with Investkraft has been excellent. Manvi and the team provide prompt, professional support and ensure every process runs smoothly. I am completely satisfied and highly recommend Investkraft.

Vinay

Working with Investkraft has been a great experience. Their team is professional, responsive, and always provides timely updates. I am completely satisfied and highly recommend Investkraft's services.

Shah Sulay

Working with Investkraft has been a great experience. Aanga and the team provide prompt, professional support throughout. I am completely satisfied with their services and highly recommend Investkraft.

Dharmesh

My experience with Investkraft has been excellent. Akanksha provided outstanding support with quick file processing and smooth disbursements. I am very satisfied and highly recommend Investkraft's services.

Frequently asked questions

GETTING STARTED

A POSP (Point of Sales Person) is a certified agent who sells simple insurance products like health, motor, life, and travel insurance on behalf of insurance companies. It's a quick way to start an insurance career in India.

General Insurance refers to policies other than life insurance, including health, motor, travel, and home insurance. It protects individuals from financial losses due to accidents, illness, or property damage.

To become a POSP, you must:

Be at least 18 years old
Have completed Class 10th (Matriculation)
Submit valid KYC documents (Aadhaar, PAN, bank account)
Complete the online POSP training and certification

A POSP can sell:

Health Insurance
Motor Insurance (Car & Bike)
Life Insurance (Term Plans)
Travel Insurance
Personal Accident Insurance

The following are the differences between a POSP and a licensed insurance agent:

POSP: Can sell selected basic insurance products with quick online certification.
Insurance Agent: Licensed to sell a wider range of insurance products, requires more training and exams.

POSP is easier, faster, and requires no major investment.

The following are the most important tips to become a successful POSP:

Build trust with clients
Learn and explain insurance products clearly
Use InvestKraft's digital tools and training
Stay updated with new policies
Focus on customer service and referrals

With online registration, KYC verification, and short training, you can start selling insurance policies within a few days.

A: Yes. POSP allows flexible work - full-time or part-time. You can work at your convenience and still earn commissions.

Yes, InvestKraft provides digital tools to help POSPs sell policies online, making it easy to reach more customers and earn more.

The following are the reasons to choose InvestKraft to become a POSP:

Quick certification and registration
Multiple insurance products to sell
End-to-end support for beginners
Flexible work and unlimited earning potential

POSP agents are paid on a commission basis, which is a percentage of the premium for each policy sold. The commission payout depends on the insurer and the type of policy sold.

POSP income is purely commission-based, and there's no fixed salary. Your earnings depend entirely on the number and value of policies you sell.

To become a POSP with InvestKraft, you have to download the InvestKraft Partner app, register with your basic details, complete the required KYC and certification process, and once registration is complete, you can start selling insurance products.

KYC verification is generally a quick procedure since it's done digitally through Aadhaar-based e-KYC.

Once your KYC and certification are complete, you can start selling policies and earning commissions right after the sale, but the transfer of money to your account may take a few hours or days, depending on your partner platform.

There is no mandatory requirement to have an insurance experience or background to become a PSOP. A mandatory training and an online assessment must be completed to receive your POSP Certificate.

InvestKraft holds a valid license from IRDAI. It is a fully compliant and regulated platform.

InvestKraft provides product training, ongoing guidance, and back-end support so you can focus on selling rather than handling the entire work on your own.

Yes, India's insurance sector is growing steadily, and low entry barriers combined with the good earning potential make POSP a genuinely viable career option, whether full-time or as a side income.

Yes, many full-time POSPs build a steady income by consistently selling policies and growing their client base over time. However, since it's a performance-based work opportunity, the earnings are subject to how actively you sell the policies.

Become a POSP Insurance Agent with InvestKraft

What is a POSP?

Did you know?

Why Become a POSP with InvestKraft?

Partnered With India's Leading Insurers

Real Earnings by InvestKraft POSP Agents

POSP Vs Full-Time Job Vs Other Side Income opportunities

Who Can Become a POSP Agent?

How to become a POSP with InvestKraft?

Join us through the InvestKraft Partner App and become a certified POSP.

Download IK Partner App

List of Mandatory Documents Required For Becoming a POSP

Eligibility Criteria to Become POSP